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Team Public Relations
Germany’s economy is so bad even sausage factories are closingIWHThe Economist, January 15, 2026
We investigate whether pre-publication revisions of bank financial statements contain information about financial stability.
A bank in poor financial shape may have incentives to maintain a lending relationship with a "zombie" firm in order to avoid or delay the recognition of credit losses.
We use a quasi-natural experiment to identify the effects of supervision on bank behavior. Under the decentralized structure of U.S. bank supervision, banks in the same geographic area may be supervised by different regulatory offices.
The U.S. banking sector has become substantially more concentrated since the 1990s, raising questions about both the causes and implications of this consolidation.
