cover_journal-of-financial-intermediation.jpg

The Impact of Competition on Bank Orientation

How do banks react to increased competition? Recent banking theory significantly disagrees regarding the impact of competition on bank orientation—i.e., the choice of relationship-based versus transactional banking. We empirically investigate the impact of interbank competition on bank branch orientation. We employ a unique data set containing detailed information on bank–firm relationships. We find that bank branches facing stiff local competition engage considerably more in relationship-based lending. Our results illustrate that competition and relationships are not necessarily inimical.

15. Juli 2007

Autoren Hans Degryse Steven Ongena

Ihr Kontakt

Für Wissenschaftler/innen

Professor Hans Degryse, Ph.D.
Professor Hans Degryse, Ph.D.

Für Rückfragen stehe ich Ihnen gerne zur Verfügung.

Anfrage per E-Mail

Für Journalistinnen/en

Mitglied der Leibniz-Gemeinschaft LogoTotal-Equality-LogoWeltoffen Logo