Professor H. Evren Damar, Ph.D.

Professor H. Evren Damar, Ph.D.
Aktuelle Position

seit 3/17

Forschungsprofessor

Leibniz-Insitut für Wirtschaftsforschung Halle (IWH)

seit 8/16

Assistant Professor der Wirtschaftswissenschaften

Hobart and William Smith Colleges

Forschungsschwerpunkte

  • Finanzmärkte und Realwirtschaft

H. Evren Damar ist seit März 2017 Forschungsprofessor am IWH. Zu den derzeitigen Schwerpunkten seiner Forschungstätigkeit gehören das Verhalten von Finanzinstitutionen und seine Auswirkungen sowie der Einfluss von finanziellen Regulierungen auf die Realwirtschaft.

H. Evren Damar ist seit August 2016 Assistenzprofessor der Wirtschaftswissenschaften an den Hobart and William Smith Colleges.

Ihr Kontakt

Professor H. Evren Damar, Ph.D.
Professor H. Evren Damar, Ph.D.
Mitglied - Abteilung Finanzmärkte
Nachricht senden

Publikationen

cover_Journal_Money_Credit_Banking_52_2020.png

Banks’ Funding Stress, Lending Supply and Consumption Expenditure

H. Evren Damar Reint E. Gropp Adi Mordel

in: Journal of Money, Credit and Banking, Nr. 4, 2020

Abstract

We employ a unique identification strategy linking survey data on household consumption expenditure to bank‐level data to estimate the effects of bank funding stress on consumer credit and consumption expenditures. We show that households whose banks were more exposed to funding shocks report lower levels of nonmortgage liabilities. This, however, only translates into lower levels of consumption for low‐income households. Hence, adverse credit supply shocks are associated with significant heterogeneous effects.

Publikation lesen

Arbeitspapiere

cover_DP_2020-18.jpg

Banking Deregulation and Household Consumption of Durables

H. Evren Damar Ian Lange Caitlin McKennie Mirko Moro

in: IWH-Diskussionspapiere, Nr. 18, 2020

Abstract

We exploit the spatial and temporal variation of the staggered introduction of interstate banking deregulation across the U.S. to study the relationship between credit constraints and consumption of durables. Using the American Housing Survey from 1981 to 1993, we link the timing of these reforms with evidence of a credit expansion and household responses on many margins. We find robust evidence that households are more likely to purchase new appliances and invest in home renovations and modifications after the deregulation. These durable goods allowed households to consume less electricity and spend less time in domestic activities after the reforms.

Publikation lesen

cover_DP_2019-19.jpg

Flight from Safety: How a Change to the Deposit Insurance Limit Affects Households‘ Portfolio Allocation

H. Evren Damar Reint E. Gropp Adi Mordel

in: IWH-Diskussionspapiere, Nr. 19, 2019

Abstract

We study how an increase to the deposit insurance limit affects households‘ portfolio allocation by exogenously reducing uninsured deposit balances. Using unique data that identifies insured versus uninsured deposits, along with detailed information on Canadian households‘ portfolio holdings, we show that households respond by drawing down deposits and shifting towards mutual funds and stocks. These outflows amount to 2.8% of outstanding bank deposits. The empirical evidence, consistent with a standard portfolio choice model that is modified to accommodate uninsured deposits, indicates that more generous deposit insurance coverage results in nontrivial adjustments to household portfolios.

Publikation lesen
Mitglied der Leibniz-Gemeinschaft LogoTotal-Equality-LogoWeltoffen Logo