Professor H. Evren Damar, Ph.D.

Professor H. Evren Damar, Ph.D.
Aktuelle Position

seit 3/17

Forschungsprofessor

Leibniz-Insitut für Wirtschaftsforschung Halle (IWH)

seit 8/16

Assistant Professor der Wirtschaftswissenschaften

Hobart and William Smith Colleges

Forschungsschwerpunkte

  • Finanzmärkte und Realwirtschaft

H. Evren Damar ist seit März 2017 Forschungsprofessor am IWH. Zu den derzeitigen Schwerpunkten seiner Forschungstätigkeit gehören das Verhalten von Finanzinstitutionen und seine Auswirkungen sowie der Einfluss von finanziellen Regulierungen auf die Realwirtschaft.

H. Evren Damar ist seit August 2016 Assistenzprofessor der Wirtschaftswissenschaften an den Hobart and William Smith Colleges.

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Professor H. Evren Damar, Ph.D.
Professor H. Evren Damar, Ph.D.
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Publikationen

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Banks’ Funding Stress, Lending Supply and Consumption Expenditure

H. Evren Damar Reint E. Gropp A. Mordel

in: Journal of Money, Credit and Banking, im Erscheinen

Abstract

We employ a unique identification strategy linking survey data on household consumption expenditure to bank-level data to estimate the effects of bank funding stress on consumer credit and consumption expenditures. We show that households whose banks were more exposed to funding shocks report lower levels of non-mortgage liabilities. This, however, only translates into lower levels of consumption for low income households. Hence, adverse credit supply shocks are associated with significant heterogeneous effects.

Publikation lesen

Arbeitspapiere

cover_DP_2019-19.jpg

Flight from Safety: How a Change to the Deposit Insurance Limit Affects Households‘ Portfolio Allocation

H. Evren Damar Reint E. Gropp A. Mordel

in: IWH-Diskussionspapiere, Nr. 19, 2019

Abstract

We study how an increase to the deposit insurance limit affects households‘ portfolio allocation by exogenously reducing uninsured deposit balances. Using unique data that identifies insured versus uninsured deposits, along with detailed information on Canadian households‘ portfolio holdings, we show that households respond by drawing down deposits and shifting towards mutual funds and stocks. These outflows amount to 2.8% of outstanding bank deposits. The empirical evidence, consistent with a standard portfolio choice model that is modified to accommodate uninsured deposits, indicates that more generous deposit insurance coverage results in nontrivial adjustments to household portfolios.

Publikation lesen

cover_DP_2019-11.jpg

Banks' Funding Stress, Lending Supply and Consumption Expenditure

H. Evren Damar Reint E. Gropp A. Mordel

in: IWH-Diskussionspapiere, Nr. 11, 2019

Abstract

We employ a unique identification strategy linking survey data on household consumption expenditure to bank-level data to estimate the effects of bank funding stress on consumer credit and consumption expenditures. We show that households whose banks were more exposed to funding shocks report lower levels of nonmortgage liabilities. This, however, only translates into lower levels of consumption for low income households. Hence, adverse credit supply shocks are associated with significant heterogeneous effects.

Publikation lesen
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