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Can Germany’s economy stage an unexpected recovery?Steffen MüllerThe Economist, January 30, 2025
The Competitiveness Research Network (CompNet) and the National Bank of Slovakia (NBS) are jointly inviting papers addressing one or more of the topics mentioned below from either micro and macro level perspectives.
This paper explores the tradeoff between competition and financial inclusion given by the vertical integration between mobile network and money operators.
This paper studies how banks compete amid digital disruption and the resulting distributional effect across consumers. Digital disruption increases the geographic coverage of banking services, bringing new entrants to local markets.
This paper considers effects of local public finances on land use. A theoretical analysis explores the trade off faced by a local government deciding about the amount of land made available for commercial use.
The Halle Institute for Economic Research (IWH) - Member of the Leibniz Association and the Representation of the European Commission in Germany jointly organised a scientific conference 'How Can We Boost Competition in the Services Sector?'.
This paper explores how bank concentration affects product market competition of non-financial firms. We argue, and provide evidence, that sharing common lenders lowers the cost of debt financing. This is because common lenders internalize potential adverse effects of higher loan rates on the product market behavior of their borrowers’ competitors.
We exploit detailed data on approved and rejected small-business loans to assess the impact of a new credit registry in Bosnia and Herzegovina.